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Withdrawable Savings Product

The Withdrawable Savings Product is offered by the Society to allow members an option of saving extra funds. 

The terms and conditions of this product are:

  • The savings accounts product shall be available to KHCS members only and membership terms and conditions will apply as per the bylaws.
  • The minimum monthly contribution into the savings account shall be Two Thousand Kenya Shillings.
  • The minimum guaranteed interest earned in this savings product will be six percent (6%) per annum.
  • The minimum savings period will be one hundred and eighty (180) calendar days before a member can withdraw their savings. No interest will accrue for amounts withdrawn before one hundred and eighty calendar days have lapsed.
  • The final rate of interest on the savings product will be determined from time to time by the KHCS Management and will be payable after the completion of the audit of the year under review.
  • A notice of two weeks will be required before withdraw of savings can be effected.
  • All payments accruing from this savings product will be paid by cheque in the name of the account holder.